Any Lithium-battery BMS (battery management system) worth its salt is going to halt charging as the cell temp approaches freezing. A phenomenon called Lithium plating will result if it doesn't.
Once a Lithium cell reaches 32F (actually, even before it gets that cold) external heat must be applied to first raise its temperature.
Lithium batteries are mostly used in consumer devices, of course, which are typically kept indoors at moderate temps, so it's not an issue. For things like electric vehicles, if it becomes very cold things like charge rates and regenerative braking are reduced until the pack temp can be raised. In a Tesla that happens by the BMS sending power to the stator(s) of the drive units and using the waste heat thus created to warm the pack coolant, which then circulates and heats the cells.
IMO, Lithium-chemistries are a very poor choice as starter batteries for equipment like generators that typically are kept in sheds, barns, garages, etc. where temperatures may approach freezing. The float circuit in a battery maintainer doesn't generate enough current to make an appreciable difference.